Amy: Jake, Karen is a grown woman with a pretty respectable credit score. I'm sure she knows what she's doing.
Jake: Amy, I know that you have a binder, but you don't know her like I do. She's too trusting for her own good. She's fallen for more Nigerian scams than Scully.
Amy: She's fallen for 20 Nigerian scams?
Jake: 20? That's insane. No, she's fallen for 2. Scully's fallen for 20?
Amy: Yeah.