Victor Santiago: You know why I don't like you, Jake?
Jake: 'Cause of my binder, apparently.
Victor Santiago: No. Because of my binder. What, you think I wouldn't do my own research, find out everything I could about whoever my daughter is dating?
Jake: Okay, fine, but it's not like you found anything bad about me. I mean, look at this credit score: 100.
Victor Santiago: Out of 850.
Jake: Oh, no, really?